If you are “equity rich”, but “cash poor” and are in your senior years, you may want to consider getting a reverse mortgage. A reverse mortgage, or lifetime mortgage, is a loan available to senior homeowners who are at least 62 years of age and have substantial equity accumulated in their home. A reverse mortgage is a tool that many retirees use to provide a steady stream of cash during their “golden years”. These intensely debated, but widely popular loans come with many pros and cons.
A reverse mortgage is the right choice for many senior homeowners due to its number of benefits. One of the most significant advantages is that it provides you with a guaranteed source of tax-free income for life, while allowing you to remain in your home. The payment method is also flexible. For example, you can receive monthly payments, a lump sum payment, a line [...] Continue Reading…
Forklifts have come a long way since their initial debut in the late 1800’s. Clark Transmission Manufacturing Company is credited with developing a forklift which was able to move its own heavy automobile parts. Back in 1917 the forerunner of the seated counterbalanced truck was called the “truck tractor”. Since such time, forklifts have continued to play a part in easing the manual labor needed in lifting and transporting heavy items.
The forklift is the backbone of the material handling and equipment industry and could unquestionably be one of the most well-known pieces of equipment the industry uses. Forklift trucks get their name from the forklike mechanism on the front end which picks up heavy pallets and transports such to any desired location. The ability of one forklift to lift tons of material at any given time makes the forklift indispensable for industrial use.
The Forklift’s Evolution
Initially the forklift was [...] Continue Reading…
Here are some of the short novels/books I have read and really enjoyed. Even if you are someone who doesn’t like reading you will enjoy some of these wonderful books.
5- A Descent Into The Maelstrom By Edgar Allan Poe
A very strange yet interesting old man tells the story of the survival of his shipwreck and also how he managed to survive a whirlpool. Mr Poe’s works are often associated with macabre although some parts in the book confirm that, most of the book is about mystery and surprises.
4- Candide By Voltaire
If you like comedy and wits this book is made for you. It will engross you in a world with bizarre politics and different societies. Sometimes the satire is too much but Voltaire knows when it’s enough.
3- Any of Sir Arthur Conan Doyle’s Short Stories
As a physician himself Sir Arthur told some of the situation with such depth not [...] Continue Reading…