10 Powerful Tips to Get Out of Debt

November 7th, 2011

Debt is something that only brings botheration and worries. Though nobody gets into debts wishfully, but the circumstances and situations sometimes gets worse and makes a pile of debt over debt. One might also wonder at times that how it gets deep so fast, but the fact is if you are not handling your debt tactfully, it will deteriorate your monetary condition with time.

Handling or managing debt include the personal money management, budgeting, bring frugal and considering the debt consolidation. If planned and managed well you can successfully get out of debt and stay away from the bankruptcy.

One needs patience, budgeting and more frugal lifestyle to stay out of the debt. Don’t let the money rule over you. Take the control or your money and your life in your hands and this will help you in steering clear from the debts.

Set a budget and avoid getting a credit card

If [...] Continue Reading…

Some Fun Stuff About Ron Paul

November 4th, 2011

Why Some People Love Dr. No

Ron Paul is a unique brand of politician, in that he combines the roles of intelligent thinker and consistent doer. While a lot of politicians will do one or the other, often these roles run into conflict with one another. Paul’s belief in the Constitution and the democratic process have been so well documented that searching for him online uncovers a host of books he’s written about why he has so consistently voted in line with his beliefs. Many people consider Ron Paul to be an excellent candidate for the presidency, as he might do the politically unthinkable: promise something and then actually deliver it.

Many people are opposed to Paul’s hard line against illegal immigrants, and even his desire to revise the 14th amendment to remove the birthright citizenship granted to the children of illegal immigrants, but many other people believe such a policy [...] Continue Reading…

The Pros and Cons of Refinancing Your Home

November 4th, 2011

With mortgage interest rates plunging to near rock bottom, you might be considering refinancing your home loan. When you see those ads showing how much you could save every month if you do, it really is tempting; but is refinancing really the smartest move for your personal circumstances? Like most things in life, there are pros and cons to refinancing your mortgage. Take a look at these facts before you make a hasty decision.

The Bright Side

When you refinance your home at a lower interest rate, your monthly payment will be reduced. That means you’ll free up more cash that you can use to pay off other debts or add to your retirement funds.

Another advantage to refinancing is that you will have an entirely new mortgage and, if it’s affordable, you could shorten the terms of the loan on your Rancho Santa Fe real estate. If you currently have 20 [...] Continue Reading…